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Property for Sale in France
Currency Exchange, Insurance and Mortgages for French Properties

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Buying Euros or Sterling? See our Currency Exchange page for advice and the best rates going.

Looking for insurance for your French property? Travel Insurance? Specialist Insurance?
See our
Insurance page and get an instant quote online

Seen your dream property? Are you wondering how to fund the purchase?
Read our article,
'Funding your French Property Purchase ' for some suggestions.

Thinking of taking out a Euro mortgage ? Please see the information below.
 
 

French Euro mortgages can be obtained advances of up to 70% of purchase price typically on these terms:
  • 4.00% fixed for mortgage term (fixed APR 4.3%)
  • 3.95% fixed every 5 years (fixed APR 4.25%)
  • 2.75% discount rate, reviewed quarterly (variable APR 3.15%)
  • 2.95% variable rate (variable APR 3.25%)
And advances of up to 80% of purchase price on these terms:
  • 4.6% fixed for mortgage term (fixed APR 4.9%)
  • 3.6% Cap and collar, reviewed annually (variable APR 3.9%)
  • 3.4% variable (variable APR 3.7%)

French Mortgages


For a written quotation or further details please contact us , supplying your name, address and phone number, and a representative will contact you as soon as possible.

PLEASE BE AWARE -
  • Your home is at risk if you do not keep up repayments on a mortgage or other loan.
  • The sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange
    rate movements. 
  • APR calculations are based on the assumption of a 160,000 Euros mortgage repaid on a capital and interest basis over 20 years, with interest calculated on the monthly reducing capital balance. Charges to credit assumed are a bank arrangement fee of 380 Euros and notaire’s fees for registration of the mortgage deed amounting to 1685 Euros. All variable interest rates are assumed to remain unchanged throughout the mortgage term.
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