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Renting a property in
France Renting is widespread in France, and almost
always involves unfurnished property. Rental properties
are primarily offered by estate agent offices -
‘agences immobilières’. The usual fee demanded by the
agencies from both the new tenant and the property owner
is roughly half the sum of one month's rent each, and is
payable on completion of the rental deal.
Most local newspapers carry property rental small
ads. Of the national papers, Le Figaro is a traditional
source of property ads, called annonces immobilières and
is the only daily newspaper to provide several pages of
them, mostly concerned with Paris.
If something good is on the market, you'll either
find it with an estate agent, local or national press,
or a weekly national magazine called De Particulier à
Particulier, which literally means from "individual to
individual". The "Particulier", as it is commonly known,
is full of private property ads. Its attraction is that
it offers transactions which by-pass estate agents'
fees. Most of the contents concern sales but there are
also hundreds of rentals each week. The magazine covers
the whole of France, with a special section on Paris. A
similar, but not specialist, magazine, is the Centrale
des Particuliers. There are also long-term rental
properties available, direct from private landlords in
our searchable database.
Average size
The French describe apartments or houses by the
number of rooms, called pièces, excluding the kitchen
and bathroom. A one bedroom flat with sitting room is
thus a deux-pièces. The average rented city apartment is
between two and four rooms. Of course, this means little
unless it is qualified by a description of the surface
area in square metres (mètres carrés). As a rule of
thumb, what would be considered in France to be a
comfortable three-roomed apartment for a couple with
children (i.e. two bedrooms and a sitting-cum-dining
room) would amount to about 80 square metres.
Length of rental agreement
French law offers quite generous protection to the
tenant, who is called a locataire. This includes the
prohibition of evictions during the wide band of
'winter' months and a complicated evictions procedure in
general including rights of appeal. These restrictions
in an owner's right to evict, have been blamed for the
overall nationwide reduction in the number of rental
properties available, a trend which began in 2002, and
which has particularly affected Paris.
French "proprietères" are therefore very, very
cautious before concluding a deal, and a battery of
paperwork is required in order to obtain the assurance
that the "locataire" can and will pay the rent.
Basically, the rental agreement will cover an owner's
pledge of three years - a commitment that means the
tenant will not be asked to leave during that period,
except if he or she breaks the terms of the agreement.
The tenant is free to leave on giving two or three
months' notice. The owner's three-year pledge means, for
example, that the tenant cannot be ousted for a sale of
the property, or an owner's intention to re-occupy,
within that time. The rental agreement for a set period
is called a bail. All agreements are renewable at term
of contract. Thus, the common three-year agreement is
called ‘un bail de trois ans’. If you are offered a
"bail" of only one year, beware. It is indicative of an
owner's intention to rent for a shorter period and
suggests you could be asked to leave after 1 year.
What you will be asked for
The terms of renting French property have become so
stringent that they can be prohibitive. You will be
asked to provide pay slips - generally for the previous
three months - and your monthly income must be at least
three times the monthly rent- and often as much as four
times the sum. You can expect to be asked for proof that
you are not currently employed for a trial or limited
short period, nor close to retirement. Agencies will
often refuse people who work in contract fields like
entertainment unless they can provide third-party
financial guarantees. If you are self-employed and
cannot provide pay slips, you will be asked to provide
your previous year's tax payments as an indication of
what you earn. You will also be asked to provide a
letter, from one or even two people to act as a
guarantor if you fail to pay your rent. The guarantor
will also need to offer pay-slip proof that they earn
three times the sum of rent.
Proof of identity will be asked in the form of a
residence permit (occasionally a passport), and normally
you'd be expected to provide a telephone or electricity
bill as further proof of your current address. This can
be difficult if you've just arrived, have no French pay
slips nor French tax return statements.
Chèque de caution You will also have to provide a
cheque for an amount equivalent to two or three times
the rent, which is retained to the owner. At the end of
the rental period it is returned to you minus the cost
of any damage attributable to you. This is called a
‘chèque de caution’. Interest is not payable on the
amount if this cheque even if it is returned six years
later. The "chèque de caution" is often used by owners
to ensure that the property is maintained during the
tenancy. It is advisable to pay close attention to the
written evaluation of the property's condition, which is
agreed with the owner or agency before moving in and
again after a rental agreement has been reached. This is
called an ‘état des lieux’ which both parties sign. It
is a good idea to take photos of the property during the
"état des lieux" as proof of its condition. You will be
required to take out a home insurance policy and provide
the owner with proof.
Charges associated with renting French
property Generally, there are two different charges
that you are responsible to pay for when you rent a
French property; the communal charges (taxe fonciere)
and the habitation tax (know as taxe d'habitation).
Charges communes If you are renting an apartment,
it will involve paying charges for the regular upkeep of
the building, called the charges communes. These are
sometimes included in the rent advertised, in which case
the rental sum will be described as ‘charges comprises’.
If not, it will be ‘charges non comprises’. The charges,
worked out as an monthly average based on the previous
year, cover things like the cost of the concierge or
cleaners or gardeners, common water supplies etc. If the
charges are not included, make sure you know what was
paid the previous year, or whether any unusual costs can
be expected in the coming year. If they are included,
and during your first year the real common spending was
less than the previous twelve months, you'll be refunded
accordingly. If you are renting a house, then there will
be no liability of charges commune.
Taxe d'habitation Your residence (house or
apartment) will be subject to a yearly local tax, called
la taxe d'habitation, which varies greatly from place to
place and is roughly calculated on the size of the
property you are renting. You should ask about these
before entering into an agreement, and the agency or
owner should be able to give you an accurate account of
what you are likely to have to pay.
Thanks for taking the time to
read this.
While the information
given in this factsheet is accurate to the best of our
knowledge and belief, no liability is accepted by
Go-to-France.co.uk for any errors it may contain. You
are advised to check all information and take
professional advice before entering into any
agreement.
See also our French
Building Terms , The
French Buying Process and French
Legal Terms articles. |